Yup, exactly. "There was a 1% national accident rate before autopilot but now it is 0.5%, aren't things great?" Not really, because my personal accident risk just went up from 0.1% to 0.5%.
How is it the same tradeoff? I'm not increasing my chances of getting sick by buying insurance. The worst case is that I won't use it, which is fine. The worst case for autopilot is that I'll get into a crash because the camera couldn't see a massive truck in front of me because of glare and shoddy software.
