While I agree with your story, I do not think the difference comes from credit/debit. I have a debit card and I do not get any credit with it. However it has a VISA logo and I can still successfuly make complaints to my bank to get transactions reversed. I think the benefits are thus provided by VISA/etc, regardless of what services your bank provides through the card, like credit.
> I think the benefits are thus provided by VISA/etc, regardless of what services your bank provides through the card, like credit.
See my above reply - they may provide similar services as if as a "courtesy", but the legal obligations for both parties are very different with credit and debit cards (very much in the consumer's favor, if the consumer is using a credit card).
